FOR TITLE OFFICERS · TITLE INSURERS · REAL ESTATE LAW FIRMS
Title plants haven't changed since 1975. We're the change.
$200-800 per manual title search. Clerks walking microfiche indexes. Microfilm reels in basements. The Big 4 title insurers built their oligopoly on this workflow — and never modernized. Patten Labs did. Type an address. Get a queryable chain-of-title, lien lookup, easement extraction, and clean-title flag in 8 seconds. $0.50 per lookup. No microfiche.
8s
Address → full title plant
$0.50
Per lookup (vs $200-800)
$15B
US title insurance market
50
TX counties on roadmap
LIVE
✓ 1812 Independence Pkwy, Plano — clean title⚠ 7011 Bishop Rd, Plano — chain break flagged (fraud)✓ 4900 Lakeshore Dr, Plano — $4.2M lakefront cleared✓ 4509 Belmont Ln, Frisco — commitment letter generated⚠ 1404 Stratford Manor, Allen — IRS lien $42,180 must release✓ 8829 Forest Glen Dr, McKinney — refi closing scheduled✓ 2715 Hillview Dr, McKinney — funded⚠ 904 Pine Tree Dr, Allen — Special Warranty Deed needs review✓ 11842 Phillips Creek Crossing, Frisco — Schedule B-1 drafted⚠ 7501 Windrose Ave, Plano — $412k mechanic's lien active✓ 5012 Heritage Oaks Dr, Plano — clean (5-deed chain since 2000)✓ 512 N College St, McKinney — historic district acknowledged✓ 218 W Louisiana St #4A, McKinney — condo declaration confirmed✓ 5814 Bridle Path Way, Frisco — wire instructions sent✓ 3115 Sunny Slope Dr, Frisco — $920k closing confirmed✓ 1812 Independence Pkwy, Plano — clean title⚠ 7011 Bishop Rd, Plano — chain break flagged (fraud)✓ 4900 Lakeshore Dr, Plano — $4.2M lakefront cleared✓ 4509 Belmont Ln, Frisco — commitment letter generated⚠ 1404 Stratford Manor, Allen — IRS lien $42,180 must release✓ 8829 Forest Glen Dr, McKinney — refi closing scheduled✓ 2715 Hillview Dr, McKinney — funded⚠ 904 Pine Tree Dr, Allen — Special Warranty Deed needs review✓ 11842 Phillips Creek Crossing, Frisco — Schedule B-1 drafted⚠ 7501 Windrose Ave, Plano — $412k mechanic's lien active✓ 5012 Heritage Oaks Dr, Plano — clean (5-deed chain since 2000)✓ 512 N College St, McKinney — historic district acknowledged✓ 218 W Louisiana St #4A, McKinney — condo declaration confirmed✓ 5814 Bridle Path Way, Frisco — wire instructions sent✓ 3115 Sunny Slope Dr, Frisco — $920k closing confirmed
HOW IT WORKS
Eight seconds. Four steps. One PDF.
The same workflow the Big 4 charge $200-800 for. Performed by software. Returned to your underwriter desk in the time it takes to make coffee.
01
Address or APN in
Officer types a Collin County address or punches in an APN. Autocomplete suggests, validates, normalizes.
02
Multi-source pull
County clerk recorded documents, parcel data, state UCC liens, federal tax liens, judgment records — fanned out in parallel.
03
AI chain reconstruction
Claude vision OCRs every deed back to root of title. Grantor → grantee chain detected, break flags raised, easements + restrictions extracted verbatim.
04
Clean title PDF out
Branded title plant PDF — chain timeline, active liens, easements, encumbrances, source-doc index. Attach to your insurance file.
MARKET
Big enough that the oligopoly should have built it. Boring enough that they didn't.
A $15B US title insurance industry runs on microfiche, paper, and 90-year-old county-index conventions. Every title search costs $200-800 in human labor. We're building the queryable digital title plant the Big 4 have avoided building for fifty years.
MARKET
$15B US title insurance
Four-company oligopoly: First American, Fidelity National, Stewart Title, Old Republic. ~85% market share between them.
THE PAIN
$200-800 per search
Manual clerk walks microfiche indexes. Pulls PDFs. Types into spreadsheets. Same workflow as 1975.
OUR PLAY
Collin County beachhead
AI-ingested chain-of-title. Sub-second queries. Then Dallas + Tarrant + Denton. Then 50 TX counties.
6-MO MILESTONE
Capital Title pilot
Dallas-HQ, 350 offices, the natural beachhead. Then one Big 4 LOI for an enterprise license.
VS THE INCUMBENTS
First American, Fidelity, Stewart, Old Republic. Versus a queryable database.
| Capability | Big 4 (today) | Patten Title Plant |
|---|---|---|
| Address → full title plant | 24-72 hours | 8 seconds |
| Cost per search | $200-800 | $0.50 |
| Microfiche index lookup | Yes (still) | None |
| Chain-of-title graph | Manual spreadsheet | Auto-built · break detection |
| Easement / restriction extraction | Read by hand | AI extraction · verbatim text |
| Lien lookup (UCC + federal + judgment) | Multiple vendors | Unified · one query |
| API access | None / batch FTP | REST · streaming · webhooks |
| Modern UI | 1990s mainframe | Built for 2026 |
TARGET ACCOUNTS · MEETING TUESDAY
Strategic acquirers + design partners. Same call sheet.
Capital Title
Dallas HQ · 350 offices
In discussions
Texas REALTORS
Statewide partner channel
Target
First American
Big 4 incumbent
Target — enterprise license LOI
Fidelity National
Big 4 incumbent
Target — enterprise license LOI
Stewart Title
Big 4 incumbent
Target
Old Republic
Big 4 incumbent
Target
Qualia
Title software (acquirer?)
Target
States Title
Modern title startup
Target
BIG 4 BUYS THIS TO AVOID THE DISRUPTION · EXIT WINDOW · 6 MONTHS
PRICING
$0.50 per lookup. Or $999/mo, all-you-can-search. Pick what bleeds less.
Invoice billing, net-30. No contracts. No annual commits. Cancel any month.
PAY-AS-YOU-GO
$0.50
/lookup
Billed monthly via Stripe invoice.
- · Unlimited team members
- · Full results page + PDF export
- · API access (REST + webhooks)
- · 90-day lookup history
- · Email support
High volume
FLAT-RATE MONTHLY
$999
/mo
5,000 lookups included · $0.10 thereafter
- · Everything in Pay-as-you-go
- · 5,000 lookups bundled
- · Priority queue (sub-5s)
- · 1-year lookup history
- · Slack support channel
- · Quarterly product review
15-MIN DEMO · NO SALES THEATER
One Collin County address. One eight-second lookup.
Watch it. Compare it to your last manual search. Decide if you want to keep paying $200-800 for the old workflow.